Honest pricing with zero surprises.
We believe in complete transparency. No hidden account maintenance fees, no surprise deductions, and no arbitrary ledger penalties.
Interactive Fee Calculator
Estimate your transaction costs instantly
Bank Transfer Fee
₦25
Recipient gets full ₦25,000
Store Processing Fee
₦350
1.4% (Max ₦2,000 cap)
Net Payout to You
₦24,650
Settles in real-time
Detailed Breakdown
Clear rates for every transaction category
Everything published upfront so you can run your personal finances and business with complete peace of mind.
Wallet & Account Services
Personal Wallet Registration
Instant account setup
Business Account Onboarding
Includes invoice & payout tools
Monthly Maintenance / Inactivity
No maintenance charges ever
Payroxa to Payroxa Transfers
Unlimited peer-to-peer
Transfers & Payouts
Transfer below ₦5,000
Direct bank network fee
Transfer ₦5,001 - ₦50,000
Direct bank network fee
Transfer above ₦50,000
Direct bank network fee
Bulk Payroll Batch Transfers
Discounted for high-volume enterprises
Utility & Bill Payments
Airtime Top-ups (MTN, Glo, Airtel, 9mobile)
Earn up to 3% cashback
Data Bundles Top-ups
Instant network direct delivery
Electricity Meter Tokens
Depends on distribution DISCO provider
Cable TV Subscription (DStv, GOtv)
Instant automated reconnection
Payroxa Store & Merchant Processing
Storefront Creation & Hosting
Unlimited product listings
Local Cards & Transfer Checkout
Zero fee on failed attempts
International Card Checkout
Settled directly in local or USD
Ready for fair and transparent financial services?
Join Payroxa today with no initial deposit or monthly subscription fees required.