Instant Invoicing & Payment Links
Generate branded professional invoices with embedded payment links. Accept bank transfers, cards, and USSD with real-time settlement.
Payroxa for Business
The modern financial engine for African commerce.
Accept customer payments seamlessly, launch instant digital storefronts, pay vendors in bulk, and manage team expenses — all under one unified Payroxa business account.
99.9%
Transaction Uptime
< 3s
Settlement Speed
0%
Hidden Monthly Fees
24/7
Dedicated Support
Solutions
Everything you need to run cash, card and online sales
Built specifically for the everyday reality of African retail and commerce.
Zero-Code Online Storefront
Create a digital catalog in under 2 minutes. Receive customer orders and payments directly into your Payroxa business wallet.
Bulk Payouts & Payroll
Disburse salaries, supplier payments, and operational expenses in seconds across all Nigerian commercial banks and fintech wallets.
Team & Role-Based Access
Empower accountants, sales managers, and cashiers with segregated permissions without exposing your master wallet credentials.
Real-Time Cash Flow Analytics
Monitor sales velocity, top-performing product categories, and recurring customer trends with automated transaction reporting.
Enterprise Grade Security
Multi-factor authentication, biometric transaction approvals, and NDPR-compliant data protection for your enterprise funds.
Industries
Tailored for your business sector
Whether you run a fast-paced supermarket or a distributed logistics fleet, Payroxa streamlines your operations.
Retail & Supermarkets
Fast checkout and real-time inventory payment reconciliation.
Restaurants & Bars
Split bills, table QR codes, and automated supplier disbursements.
Logistics & Fleet
Driver expense cards, fuel stipends, and automated customer COD payouts.
Digital Agencies & Freelancers
International invoice links and automated payment confirmations.
Health & Pharmacy
Multi-teller settlement and accurate daily reconciliation ledgers.
Fashion & Lifestyle
Mobile-first social storefronts with automated shipping link generation.
Scalable Plans
Ready to grow with your business at every stage
Start for free with zero setup fees. Scale as your transaction volumes grow.
Starter & Sole Trader
Individual merchants, freelancers & instagram vendors
Payroxa digital store link
Instant bank transfer collection
Unlimited invoices & receipts
Standard support via WhatsApp & in-app
Most Popular
Growing Business
Retail outlets, restaurants, logistics & agencies
Everything in Starter, plus:
Up to 5 team member accounts
Bulk transfers & payroll batch uploads
Virtual and physical corporate expense cards
Priority customer success manager
Enterprise & Franchise
Multi-branch stores, distributors & corporate entities
Custom multi-outlet balance management
Dedicated account manager & SLA
Custom API & POS terminal integration
Automated tax & custom compliance reporting
Transform your business finances today
Join thousands of African business owners who trust Payroxa for reliable payments and effortless operations.