Spend globally without limits, powered by Payroxa.
Say goodbye to failed international card payments. Issue instant virtual USD cards and physical Naira cards in seconds straight from your phone.
Card Options
Designed for both local life and global business
Choose between virtual and physical cards to match your lifestyle and spending requirements.
Virtual Dollar (USD) Card
Pay globally without card decline headaches. Works seamlessly for subscriptions and global ads.
Popular use cases:
- Apple Music & iCloud
- Netflix & Spotify
- Google & Facebook Ads
- AWS, DigitalOcean & ChatGPT
- Canva & Shopify
Naira (NGN) Debit Card
Direct access to your wallet balance for local POS terminals, online shopping, and all Nigerian ATMs.
Popular use cases:
- Supermarkets & POS terminals
- Local online checkouts
- All Nigerian ATMs
- Instant in-app PIN resets
- Zero maintenance fees
Security & Control
Complete control over your card spending
Manage limits, track transactions in real time, and lock your card with one tap.
One-Tap Instant Freeze
Temporarily freeze or unfreeze your cards in the app anytime you suspect unauthorized activity.
Worldwide Acceptance
Accepted on millions of international merchant sites supporting Mastercard and Visa networks.
3D Secure OTP Protection
Receive instant one-time passwords directly in your Payroxa app for safe online checkouts.
Real-Time Funding
Fund your virtual dollar card straight from your Payroxa Naira balance at transparent, competitive rates.
Get your Payroxa card today
Experience the freedom of borderless payments with transparent exchange rates and top-tier security.