Smarter, faster bills & transfers in one tap.
Pay electricity, recharge data, renew cable subscriptions, and send money to any Nigerian bank account with industry-leading speed and zero hidden charges.
Everyday Utilities
All your essential payments under one roof
Enjoy guaranteed network delivery and direct integrations with Nigerian utility providers.
Airtime & Mobile Data
Instant recharge on MTN, Airtel, Glo, and 9mobile with up to 3% cashback on every top-up.
Electricity Tokens
Purchase prepaid and postpaid meter tokens for IKEDC, EKEDC, AEDC, IBEDC, EEDC, and more.
Cable TV Subscriptions
Renew DStv, GOtv, and StarTimes packages with instant automated signal activation.
Internet & Broadband
Subscribe to Spectranet, Smile, Swift, and Starlink local service payments seamlessly.
Direct Bank Transfers
Send funds to any commercial bank, microfinance bank, or mobile money operator with sub-second delivery.
QR & Payment Links
Generate shareable links or dynamic QR codes for customers to pay via card, transfer, or USSD.
Never get stuck on pending transfers again
We leverage direct clearing routes and automated fallback rails across top settlement networks. If a bank route experiences congestion, Payroxa switches routes in milliseconds.
Lightning Settlement
No waiting for batch processing. Transactions confirm and credit recipient accounts in under 3 seconds.
Automated Receipts & Reconciliation
Download detailed PDF receipts and export transaction logs directly for your personal records or accounting.
Scheduled & Recurring Bills
Set automatic monthly payments for utility and internet bills so your family or office never faces downtime.
Smart Beneficiary Directory
Save frequently used bank accounts and meter numbers to complete transactions in two taps.
Electricity Token Generated
IKEDC Prepaid • 0419-8821-9920
Token Code
4821 - 9912 - 0451 - 8823 - 1042
Units: 68.4 kWh • Token status: Active
Bank Transfer Completed
Access Bank • Adebayo Enterp...
₦250,000.00
Delivered in 1.2s
Experience seamless payments today
Create your free Payroxa wallet in under 2 minutes and take control of all your transfers and bills.